best Marine Cargo Insurance ; The current policy is designed for the frequent shipper. It automatically covers approved merchandise that assureds are obliged to insure under terms of sale. This eliminates the need for the importer or exporter to negotiate terms, conditions, rates, and limits for each shipment insured. Under an open cargo policy, goods can be insured “ALL-RISK”, Free of Particular Average (FPA) or With Average (WA). These coverage variations are explained below.
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