06 February 2011

Insurance tips for storm damage

Insurance tips for storm damage ; If your home or car has been damaged by this week's storm:

• Call your insurance agent or company as soon as possible.

• Inspect your home closely for damage and take notes and pictures. This can assist in settling claims. Support claims with written estimates.

• Secure your property to avoid further damage or theft. Save receipts because many insurers will cover those expenses.

• If you need to move out temporarily, check your policy to see if it will cover those costs.

• Get repair estimates before submitting a claim because it's possible the cost might not exceed the deductible or might be just over the deductible and not worth filing a claim.

• Check the background of any contractors or others who promise cheap repairs. Make sure they are bonded.

• Get several estimates from contractors and request references.

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