That is, if you consider $7.99 per month for insurance that comes with high deductibles "lucky" in the first place. From a deductible perspective, things are even worse for Verizon iPhone owners than they are when considering the monthly fee hike. Should you opt for Verizon / Asurion's TEC coverage on your Verizon iPhone, expect to pay a whopping $199 deductible in the event that you do need to file a claim.
Perhaps all is not lost for Verizon iPhone owners. AT&T iPhone owners might be jealous. A similar plan through AT&T (who also partners with Asurion) is at least a bit pricier $11.99 a month, even considering the fact that replacement costs (to the consumer) are considerably higher for the CDMA iPhone versus the GSM / AT&T iPhone. Also, as the table above shows, Verizon customers can opt-out of the warranty portion of the coverage and save $1.81 per month.
AT&T and Asurion made waves last year when they announced their similarly high-priced option for insuring and protecting the GSM / AT&T iPhone (originally priced at $13.99 per month). Has Verizon squandered an opportunity to add to the "reasons to switch" list for disgruntled AT&T iPhone owners?
Many AT&T iPhone owners have chosen other third-party insurance and warranty providers, such as Worth Ave Group and SquareTrade, which offer significantly lower monthly rates and deductibles.
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